For advice or quotations for any type of annuity, with no obligation, please call one of our qualified advisors
0845 365 2410 quoting ref WS9
(Advisors are available Monday - Friday during normal office hours)

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I want a standard pension annuity quotation (includes fixed and variable rates).
I want an impaired life pension annuity quotation (includes fixed and variable rates).
I want a smoker pension annuity quotation (includes fixed and variable rates).
I want a purchased life annuity quotation (not for pension funds).
I want a quote for an immediate care annuity.
I want a quote for long term care annuity.
I want to discuss my annuity options with a financial adviser (no obligation).
I want advice regarding a pension transfer.

Pension Analysis

Are you getting the most from your existing pension plans?
If any of the following applies to your current policy, then it may be worth investigating the potential for transferring it to a new, lower charging contract.

• Policy taken out before April 2001.
• Company now closed to new business.
• Plan fees deducted in addition to fund management charges.
• Unsatisfactory investment returns.
• Lack of choice of other funds to switch into.
• Lack of contact and service from existing provider.

There are many reasons why you should consider letting UK IFA NET Ltd review your existing pension arrangements. The main reasons why you should consider using this service are:

• If you have held a pension for more than 4 years you may be paying higher charges than necessary.
• The funds in which your pension is invested may be consistently under-performing.
• Following the events over the last few years on the stock markets, you may wish to consider a more cautious approach.
• It may be that the fund you have invested into is now closed to new business.
• You may be concerned about your current pension provider's financial strength.

No Initial charges under "Stakeholder rules"
Pension charging structures have changed dramatically over the past few years with the introduction of "Stakeholder pensions", providers had to cap their annual charges to no more than 1%. The charges under a new pension are therefore far less than for a pension taken out in the past.
Depending on the size of your fund this can reduce your annual management charge to as low as 0.75% With no charge other than the annual management charge

You may find you have a pension plan that is overpriced and outdated.
By reducing the charges applied to contributions, this allows potentially greater flexibility and ultimately, a greater fund value at retirement. In our experience, many of the old style personal pensions apply charges well in excess of 1% without any out-performance to justify it.

By switching your existing fund and future contributions into a Stakeholder style contract, the ongoing charging structure could potentially be more beneficial for you. This could mean that more of your pension contributions will be invested for you.

When was the last time you checked how your money was doing?
If you have not reviewed your pension investment in recent years, you may have your money invested in funds that are consistently under-performing the market or sector average. UK IFA NET Ltd can compare your current investment fund performance against the whole market to see if your money is under-achieving. Your attitude to risk may also have changed from when you first took out your pension and you might have a pension that is invested in funds that are either too risky or maybe too cautious.

What does UK IFA NET Ltd offer?
After gaining your authority they will contact your existing pension provider for an up to date fund valuation and transfer valuation along with full details of all the relevant charges applicable to your pension fund. They will also ask your pension provider to supply them with a projection of benefits at your selected retirement age. This information will then enable them to compare your current pension plan from both a charging and performance point of view against the whole market place. They will then be in a position to advise you the best course of action to take. They will produce a report that will highlight the main factors for their recommendation that could influence whether or not transferring to another provider is the right thing for you to do.

ORGANISING YOUR PENSION TRANSFER REPORT IS INCREDIBLY SIMPLE.
CLICK HERE FOR YOUR FREE PENSIONS ANALYSIS REPORT

This site is for information only and does not constitute financial advice.