Standard Annuity Quote

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Please Select The Type of Annuity Quote or Advice You Require and Click GO
I want a standard pension annuity quotation (includes fixed and variable rates).
I want an impaired life pension annuity quotation (includes fixed and variable rates).
I want a smoker pension annuity quotation (includes fixed and variable rates).
I want a purchased life annuity quotation (not for pension funds).
I want a quote for an immediate care annuity.
I want a quote for long term care annuity.
I want to discuss my annuity options with a financial adviser (no obligation).
I want advice regarding a pension transfer.

Standard Annuity Quote

There are several Annuity Options available to those seeking an income from their pension funds, the most straightforward being a standard annuity, sometimes also known as a conventional, or guaranteed annuity.

This is a straightforward product which guarantees an agreed level of income for life, regardless of interest rate changes, stockmarket performance, or any other external influences. A Fixed Annuity will remain at the same level, and therefore lose its value over time due to inflation, whereas an Indexed Annuity will maintain its purchasing power by rising in line with the Retail Prices Index (RPI). Alternatively the annuity can be arranged to increase by a fixed percentage selected at outset.

The initial income from an increasing annuity will be significantly less than that from a level one, the difference sometimes being up to a third, so it is important to consider factors such as predicted inflation, your likely life expectancy (taking into account your family's history of longevity), other sources of income, etc.

Although a standard annuity is a relatively simple contract, the many options available, such as single or joint life, guarantee periods, escalation etc, mean that it is important to obtain specialist annuity advice before making a decision.

In addition we sometimes find that people who do not consider themselves to be in poor health can qualify for an Enhanced Annuity even though they may not have any particularly serious medical conditions.

Remember that, unlike most investment vehicles, you can't change an annuity once it has been set up, so you have to live with whatever decision you make for the rest of your life.

UK IFA NET provide fully independent Annuity Advice for your individual requirements. Simply click for a quote. Alternatively speak to one of their highly experienced consultants today on 0845 365 2410 quoting ref WS9 or fill out our online quote request form and one of their advisors will contact you.